Last week you learned about Medicare Part D and its donut hole. As you recall, the donut hole (coverage gap) is not a good place to be because prescription costs increase drastically.

This week, I’m sharing two options for help with prescription costs while your loved one is in the donut hole, though neither option is limited to the donut hole. I’m only passing on information: I’m not endorsing either service nor have I ever done business with them.

Prescription Hope helps qualified individuals obtain prescription medications for a flat fee of $35/month per medication. A qualified individual is a single person who earns about $30,000/year and couples earning about $50,000/year. Your loved one will complete an enrollment form and will be asked to submit proof of income. Prescription Hope orders the medication (and refills) for your loved one. The medication itself comes from pharmaceutical manufacturers. “Prescription Hope is not a prescription discount card nor an insurance plan,” according to its website. Instead, it’s a “national pharmacy company” with access to 1,500 FDA-approved medications.

Blink Health claims to have 25 million customers, and the result of this large pool of people is that the company can negotiate with pharmaceutical companies for low prescription prices. Blink Health is available to everyone, regardless of income. “With our proprietary technology, everyone now has access to one, low negotiated price on over 15,000 medications,” the company says on its website. To use the service, your loved one searches for her medications on the company’s website. If the company has access to those medications, she pays Blink Health online for them. She then picks up the prescriptions at a local pharmacy where she shows her Blink card and pays nothing.

Do you have experience with similar programs? If so, would you be willing to share them?